Terms and Conditions

By accessing or using the Noble Kapithold website or platform, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree with any part of these Terms, you must not access or use the Service.

Noble Kapithold provides an AI-guided data-analysis platform intended to help retirement-stage investors evaluate drawdown risk through informational tools, systematic monitoring features, and educational content. The Service is provided for informational and analytical purposes only.

Nothing presented through the Service constitutes personalised financial, investment, tax, or legal advice. Noble Kapithold is not a registered investment adviser, broker-dealer, or financial planning firm. All outputs, analyses, and tools are provided for general informational purposes only. You should consult a qualified, licensed professional before making any financial decisions.

Investing involves risk, including the possible loss of principal. Past performance, hypothetical scenarios, and any projections displayed within the Service are not reliable indicators of future results. Noble Kapithold makes no guarantee regarding investment outcomes, risk reduction, or capital preservation.

You must be of legal age in your jurisdiction to use the Service. You are responsible for maintaining the confidentiality of any account credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorised use.

You agree not to misuse the Service, including but not limited to: attempting unauthorised access to systems or data, reverse-engineering platform functionality, interfering with normal operation, or using the Service for any unlawful purpose. We reserve the right to suspend or terminate access for any violation of these Terms.

All content, design elements, software, text, and materials made available through the Service are the property of Noble Kapithold or its licensors and are protected by applicable intellectual property laws. No licence is granted to reproduce, distribute, or create derivative works without prior written consent.

The Service may contain links to third-party websites or integrate with third-party data providers. Noble Kapithold does not control and is not responsible for the content, accuracy, or practices of any third party. Use of third-party services is at your own risk and subject to their respective terms.

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Noble Kapithold does not warrant that the Service will be uninterrupted, error-free, or secure.

To the fullest extent permitted by applicable law, Noble Kapithold and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or investment value, arising from or related to your use of, or inability to use, the Service.

You agree to indemnify and hold harmless Noble Kapithold and its affiliates from any claims, damages, liabilities, and expenses arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

Noble Kapithold reserves the right to modify, suspend, or discontinue any part of the Service at any time without notice. We may also update these Terms periodically. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

We may suspend or terminate your access to the Service at our discretion, including for suspected violations of these Terms, without prior notice. Upon termination, your right to use the Service will immediately cease.

These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction in which Noble Kapithold operates, without regard to conflict-of-law principles. This section is a placeholder and should be finalised based on your specific legal and regulatory requirements.

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

If you have questions regarding these Terms, please reach out through the contact channels listed on our Contact page.